test vs. opinion

One good test is worth a thousand expert opinions.

Chance

When you leave it to chance, then all of a sudden you don't have any more luck.

投機與小利

看重小利的人，不會有大價值。

a point

Not everything has to have a point. Some things just are.

growth of smaller success

if you look at the behaviours of people who tend to go from little wealth to a lot more wealth,
you can observe that they tend to make decisions that optimise how much money they make
(this sounds obvious, but is actually quite an insight)

Smaller successes build up your "success wealth",
in the form of experience, connections, wisdom, knowledge, skill, and so on.

always optimise for personal growth, for building your "success pool"
that you can leverage to go from smaller successes to bigger successes.

Goal

A successful individual typically sets his next goal somewhat but not too much above his last achievement. In this way he steadily raises his level of aspiration.

Risk

Risk comes from not knowing what you’re doing.